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"With the digital revolution in banking Mark Andrews Jersey , each lender has their own websites with exhaustive content for their customers. Whether it is informative posts about their products, or blogs about finance and banking, major banks are going the next step to woo their customers. One of the most important tools that banks provide to their customers online is a loan EMI calculator.

A loan EMI calculator is a calculator that shows the monthly installment amount based on certain loan parameters. The loan parameters that an EMI calculator requires are:


鈥?Principal outstanding
鈥?Rate of Interest
鈥?Loan tenure in years or months


Once these details are input in the loan calculator and submitted Lamar Jackson Jersey , the calculator shows the EMI amount for the duration of the loan. Some EMI calculators also show the break up between principal repayment and the interest payment in each installment.


But how do these loan eligibility calculators work? These loan calculators work on the basis of a simple formula:


P x R x [ (1+ R)^ N] [ (1+ R) ^ N-1]


Where:


P= Principal or loan amount


R= Rate of Interest on loan


N=Tenure of loan in years


The EMI amount depends on the rate of interest and the tenure. A loan EMI calculator can be used to find out which lender loan offer is the best and which combination of loan tenure and rate of interest leads to the least amount of interest being paid out.


Some home loan eligibility calculators also require the customer to put in monthly or yearly income details as well as the age. The calculator uses this to automatically calculate the amount of loan that the applicant would be eligible for. When it comes to loans for two wheelers or three wheelers Hayden Hurst Jersey , some loan EMI calculators require the model number and the company name so that the value of the loan can be decided based on the price of the vehicle being purchased.

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Chimney Caps That Can Save You Money

Posted On : Sep-16-2011 | seen (187) times | Article Word Count : 433 |

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