Insurer QBE has reportedly declined a $1.2 payout over Anthony Watmoughs career-ending knee injury, leaving Parramatta to pay out the remainder of his NRL contract.News Corp Australia is reporting QBE has deemed the knee injury that ended the veterans career - barely 12 months into his four-year Eels deal - was pre-existing.Faced with paying out Watmoughs contract for the next two seasons, Parramatta reacted angrily on Thursday night to the insurers denial of the claim.A furious Eels administrator Max Donnelly told News Corp: Its outrageous!Why the hell do we have insurance?If Parramatta end up funding Watmoughs contract, it will leave the club a record $11 million-plus in the red for the 2016 season.The only encouraging news for the Eels is that the NRL says the former Manly forwards payout will not be included in the 2017 and 2018 salary caps, despite QBEs ruling, leaving them free to pursue marquee players.A NRL spokesman said QBEs decision did not override the leagues ruling in May that Watmoughs injury was career-ending.If we determine a player has suffered a career-ending injury, we can exclude that players payments from the salary cap.The Watmough insurance claim is believed to have been the first potential seven-figure payout for a players career-ending injury since QBE became the insurer for the top 25 players at each club in 2014 after the Alex McKinnon tragedy. 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Lucic scored on a power play at 15:46 of the third period, when he tipped a shot over Stars goalie Kari Lehtonen for a 3-1 lead. Michelle Payne, a name synonymous for sticking it to the man, has over the past 12 months defied the odds and created her own path.Payne became a worldwide sensation when she became the first female jockey to win the Melbourne Cup, saluting aboard 100-1 outsider Prince of Penzance, but she gained even more attention with her rogue post-race comments in which she thanked winning trainer Darren Weir for giving her a go in such a chauvinistic sport.I know some of the owners were keen to kick me off, and [senior part-owner] John Richards and Darren stuck strongly with me, Payne said after winning the Race That Stops The Nation. I put in all the effort I could and galloped him all I could because I thought he had what it takes to win the Melbourne Cup. I cant say how grateful I am to them. I want to say to everyone else, get stuffed because women can do anything and we can beat the world.With those words, Payne became more than just a champion jockey; she became a champion for womens rights, a fighter in and out of the saddle.Riding high into 2016, Payne continued to face challenges and opposition within a tough, sporting industry.Payne, 31, suffered a potentially career-ending injury in a race fall in May this year, when she was rushed for surgery to repair her torn pancreas before spending weeks in hospital.That injury and the possibility of becoming a diabetic prompted calls for her retirement,, most notably from the owners of Prince of Penzance, but the Victorian trailblazer would not be stopped and she returned to the saddle just five months later to create history once again.ddddddddddddReturning in September, she became one of three people granted a dual licence to ride and train her own horses and she made history in October when she became the first person in Victoria to ride a runner she trains at Group level.But one year on from her amazing Melbourne Cup feat little has changed from the racing world with Payne riding in just six races during the four day carnival, two on her brothers horses and the third her own horse, Queen of Zealand, while only one woman, Katelyn Mallyon, would race for the Cup.Payne, a country girl with big dreams, doesnt regret what she said after winning the 2015 Melbourne Cup, and her determination, tenaciousness and unflappable faith that touched hearts around Australia resulted in the Ballarat native winning The Don Award presented annually to a sportsperson, who, through their achievements and example over the last 12 months, is considered to have most inspired the nation; the description suits Michelle Payne to a T.Inspired by Michelle Payne and Rogue One. 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